Your guide down the path to prosperity.

Prosperity is so much more than just money.  Like having the time to get away from your business and be with the ones you love.  Spending a long weekend tinkering with your hobby.

At Vineyard Financial Group, these are the things we want to talk about when we first meet you.  We want to know what you want and why it's important to you.  We want to know what keeps you awake at night, what gets you up early and what brings you happiness.  Vineyard Financial Group wants to see life the way you do.

Vineyard Financial Group does not have any sales ties or obligations to any specific insurance products or investment firms.  Vineyard Financial Group is free to do what's best for you, and that's the path we choose.

Vineyard Financial Group takes an unconventional approach.  Our aim is, simply, to create long-term, win-win relationships and make managing your finances an empowering and rewarding process.

Vineyard Financial Group appreciates and understands the larger order of things - from your perspective - we go to work designing a custom and comprehensive wealth management approach.  Since even clients with comparable assets and similar goals are still unique individuals, we always create an individualized financial plan for each client.  And because nothing is static, Vineyard Financial Group's approach with you will always be as a dynamic partnership to fulfill your dreams.

 

PROFESSIONALLY CERTIFIED INDEPENDENT FINANCIAL ADVISORS
Calculators

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

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Newsletters

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

Preparing to Turn the Corner

What happens to a multiple-owner business when one of them chooses to retire or must leave suddenly for some other reason? Death, disability, divorce, & bankruptcy are just a few of the events that can affect one owner and threaten the future of the business. This article discusses the reasons why it may make sense for a small business to have a buy-sell agreement in place.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

Investing in the Future

Due to the fiscal struggles of state governments, in-state tuition and fees at public four-year colleges and universities rose dramatically for the 2011-12 school year. The cost of private institutions also continues to increase. This article presents information on the cost of a college education and how a 529 plan may be a helpful savings vehicle.

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