Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Vineyard Financial Group
Vineyard Financial Group
8655 E. Via de Ventura, Suite F166		 • Scottsdale, AZ • 85258
Phone: 480.282.4882
• Fax: 480.718.8187
• pbergan@vineyardfinancialgroup.com sbergan@vineyardfinancialgroup.com

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC.  Registered to sell securities in AZ, CA, CO, ID, PA and WA.

Investment Advisor Representative, Advisory Services offered through Cambridge Investment Advisors, Inc., a Registered Investment Advisor. 

Cambridge and Vineyard Financial Group are not affiliated.